![]() This type of panel is preferred by contractors due to the lower cost of material and ease of installation. Aside from the fading of the metal panel coating, the most popular style of metal roof panel uses exposed fasteners. By the time you go to sell your home, or your children do, the roof without regular maintenance and professional restoration, will detract from the overall value due to its’ aesthetic loss, not add to it. At just a fraction of the lifespan of a metal roof, the coating will begin to fade under the sun. The longevity of a metal roof is not determined based on how good it looks at the end of its’ lifespan. Do you really need a roof that will outlast your tenure in your home by more than 3-4 times the national average? Remember shingle roofs can last 35-50 years, and most people only remain in their homes for 13. ![]() Metal roofs can last anywhere from 60-100 years depending on the type, but they are significantly more expensive for the 100-year versions. According to the National Association of Realtors, as of 2018, across the country the median duration that homeowners stay in a single home is thirteen years. High quality shingle roofing systems can perform 35-50 years. Another thought to consider is how long you plan on residing in your current home. Most of the time it doesn’t effect the performance or longevity of the roof, just the look of it, and insurance companies have consistently denied and excluded cosmetic damage from coverage. Just give yourself a minute to think about why? Would it surprise you that insurance companies want to get out of the business of paying for roof damage related to storm events? It would certainly simplify their business strategy and profit/loss modeling if everyone used a roofing material that was highly storm resistant, and they didn’t have to pay for it! I’m sure they would lower the cost of premiums if everyone purchased metal roofs…not! It’s very difficult to get an insurance company to pay for damage to a soft metal roof caused by hail. It’s no wonder that both were in favor of metal over asphalt. Most of the information in their article came from the Metal Roofing Alliance. While researching this topic I came across an article written for Erie Insurance Co. But have those claims withstood the test of time? This wonderful storm and UV-resistant alternative would give homeowners peace of mind in knowing would only have to pay once for a roof, and benefit from the increased energy reflectivity vs. They were marketed as a lifetime roofing product that could withstand the sun, severe wind and hail storms. These types of metal roofs were popularized in the 90’s as a long-lasting alternative to shingle roofs. Aluminum and composite steel metal roofs have had their day, and now that they’ve been around a few decades, we are finally able to accurately debate their advantages and disadvantages when compared to shingle roofs.
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